Face it, big money centers are broken. They don’t really lend money anymore; they fee and fine customers into financially unviable positions. I strongly believe in micro-lending. Micro-lending is when people donate (or lend) money to someone to help them start a small business. If the business takes off the person who made the profit gives back money to the lender. Micro-lending is mostly in Africa or third-world counties, but we could use it here in the USA. The Kiva organization and VISA are giving it try, but I wouldn’t trust VISA with much, not even a goat in Rwanda.
Lawboy-
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